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CompaniesStripeIncidents

Stripe: Elevated 3DS errors on Mastercard transactions

No impact listedStatus: resolvedStarted Resolved (1.6 h)4 updatesstspg.io (opens in new tab)

Affected components: Acquirers and payment methods

Timeline of updates

  1. identified

    We’re observing elevated 3DS errors for Mastercard transactions starting 07:00 UTC. We are engaging with the Mastercard team and we will provide an update as soon as we have more information.

  2. investigating

    We are starting to see improvement in the elevated 3D Secure errors affecting Mastercard transactions. The impact still continues however Stripe engagement with Mastercard teams continue. We will provide further updates once we have observed recovery.

  3. monitoring

    As of 09:06 UTC, we can confirm that the elevated 3D Secure errors on Mastercard transactions have recovered following certificate rotation by Mastercard. We're continuing to validate that this issue is fully resolved and will provide further updates once we have observed sustained recovery.

  4. resolved

    From 2026-07-15 07:00:00 UTC to 09:06:00 UTC, we experienced elevated 3D Secure errors on Mastercard transactions due to an expired certificate on the upstream Mastercard service. Mastercard identified and resolved the issue on their end. We have verified that all certificates are now valid and transactions are processing normally.

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Impact, status and times are the vendor’s own, as last archived. View on stspg.io (opens in new tab).

Cite this

Status incident (vendor impact label: none) posted by Stripe, started 2026-07-15 08:06 UTC, resolved after 1.6 h, 4 update(s).

Title
Elevated 3DS errors on Mastercard transactions
Vendor
Stripe
Date
URL
https://rewindex.com/company/stripe/incidents/s6hpm263c04x

Stripe profileRecent Stripe incidentsAll outages on July 15, 2026Stripe in July 2026MarkdownJSON